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You can nominate somebody to receive some benefits from the RMPP when you die. They could be eligible for a lump sum whether you die in service or after you have left work (but not taken your benefits).
It’s important that you tell us who you would like to get any benefits when you die. You can do this by filling in a nomination of beneficiary form which you’ll find at the bottom of this page.
If you need to tell us about the death of someone who was a member of the RMPP, please contact the Pensions Service Centre – their contact details can be found below.
If you die in service, the lump sum payable is the actual amount of the Cash Balance benefit you’ve built up (i.e. not reduced for early payment).
The Plan doesn’t provide for a regular pension for a spouse, civil partner or other dependents – just the cash sum above. Therefore it’s important to let us know who you’d like to benefit from the cash sum. It can speed up the process of paying benefits to your loved ones if we have an idea of your wishes. See ‘Documents’ section below to fill in a form.
We will consider your wishes but we are not bound by them as payment is at the Trustee’s discretion.
If you die after you have left work (or opted out of the RMPP), but before taking benefits, the lump sum payable is the actual amount of the Cash Balance benefit you’ve built up (i.e. not reduced for early payment).
If you die within three years of having left employment on ill health grounds, we will pay the following amounts:
It’s important to let us know who you’d like to benefit from the cash sum. It can speed up the process of paying benefits to your loved ones if we have an idea of your wishes. See ‘Documents’ section below to fill in a form.
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If you don’t know which section you’re in, contact the Helpline (contact details are at the bottom of the page); or If you recieve an Annual Benefit Illustration the section is noted on the front page.