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This area describes the Cash Balance benefits for members that joined the RMPP on or after 1 April 2018. There are separate areas for members who joined before 1 April 1987 and for members who joined between 1 April 1987 and 31 March 2018.
You can take up to 25% of your Cash Balance benefits as a tax-free lump sum. Anything over the 25% can be taken as taxable cash or transferred. Alternatively, you can transfer your whole Cash Balance fund to an annuity or drawdown arrangement.
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The RMPP lets you build pension savings with help from Royal Mail. This area describes the Cash Balance benefits for members that joined the RMPP on or after 1 April 2018. There are separate areas for members who joined before 1 April 1987 and for members who joined between 1 April 1987 and 31 March 2018.
You can take up to 25% of your Cash Balance benefits as a tax-free lump sum. Anything over the 25% can be taken as taxable cash or transferred to an annuity or drawdown arrangement.
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If you don’t know which section you’re in, contact the Helpline (contact details are at the bottom of the page); or If you recieve an Annual Benefit Illustration the section is noted on the front page.
