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This area describes the benefits for members who joined the RMPP before 1 April 1987. There are separate areas for members who joined between 1 April 1987 and 31 March 2018 and on or after 1 April 2018.
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The RMPP lets you build pension savings with help from Royal Mail. When you retire, you get a regular income for life, with the option to take a tax-free lump sum.
This area describes the benefits for members who joined the RMPP before 1 April 1987. There are separate areas for members who joined between 1 April 1987 and 31 March 2018 and on or after 1 April 2018.
This is the pension you built up to 31 March 2008. It’s based on the number of years and days you worked up to then, and your pensionable pay.
This is the pension you built up from 1 April 2008 to 31 March 2018. You earned an amount of pension each year based on your pensionable pay and these are revalued over time.
This is the cash sum you’ve built up from 1 April 2018 to 6 October 2024 (when the RMPP closes).
You can take some or all of this amount as part of your tax-free cash or income when you retire from an external provider.
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If you don’t know which section you’re in, contact the Helpline (contact details are at the bottom of the page); or If you recieve an Annual Benefit Illustration the section is noted on the front page.
